Nomopofolks Association
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'Broke to Better' Steps to Success

1/5/2023

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Sharing ideas to connect people to  opportunities that move them  'from broke to better' lives.
Local Social Services to help you


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Roadmap to  Getting  Scholarships

8/12/2022

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College Essay Examples
Free ACT/SAT Preparation
Teacher College Recommendation Letter
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Tutoring to raise G.P.A./ ACT&SAT Test Scores 
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Steps to get a college scholarship

Steps to get a trade school scholarship
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Things to do toward an Athletic Scholarship

8/10/2022

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Work Hard.....Trust the Process.... 
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Do what your  coach says at all times..
college coaches TRUST there recommendation
​

Athletic Training Drills to develop  Skills for Scholarships
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Athletic Recruiting Tips
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Tutoring to raise G.P.A. /  ACT&SAT  Test Scores 
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How to Walk on the team 
   Athletic Scholarship Guidance Tools
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12 career questions that moves you from 'broke to better'

8/6/2022

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All successful people have answered these questions to give them the best opportunity for
success.  Remember, purpose keeps you focused!


1- What is it you want to be or what is your dream job?
     A. Pray and ask GOD to show you who you are?  It will place you on the right career path     

         Find your passion

2- Who is your role model that you are trying to emulate?
      A. Read a biography on them or magazine articles
    B. Name 5 people doing what you want to do (success leaves clues)
​
3- Who do you need to know? (that can help you)

Network,
You can literally get rich just by having the right conversation with the right person.

    A. person name, biography information, contact information and how they can help you

4- What associations do you need to join and participate within?
     Associations


      A. Find your 'dream job' group that meets monthly to find supportive people who share practical ways to progress and solve problems that you are encountering along the way to achieve your dream.

     B. Find your overcomers 'bad habit' group that meets weekly to find supportive people who share practical ways to progress and solve problems that you are encountering along the way to achieve your dream.


5- What information do you need to know to achieve that dream?
    A. books to read or listen to
    B. magazines to read
    C. Blogs to read
    D. Youtube videos to watch
    E. What are the top 10 growth trends in your area of expertise
    F. What's the best school to get the training
   G. What are the 5-key skills required to attain my dream
 


6- What is the daily routine you must follow to attain your goal?
    A. Need to find out what's required to do, and then enjoy doing it.
    B. Maybe reading 10 - 12 pages of a book or article about your goal, daily.

7- What job progression do you need to reach your goals?
    A. jobs you need to work or places to work at to build your skills to attain your goal
    Job Resources

8- What city, state do you need to live in to reach your goal?

9- How do you need to dress, act and walk to reach your goal?
     A. Dress for success like an extension of the 'dream job' or public face
          of the company you want to work for.


10- What are the most common obstacles in pursuing your goals? 
     A. Think and plan how to overcome those issues.
     B. Name 5 reason why you want your goal or how you would benefit from having it

11- Are your  family, friends and associates supportive to your dreams?
      A. Build a 'hometeam'  of supportive people to help you and be kind and courteous to others
     B. Find a accountability partner that is supportive towards your dreams 
 
      
C.  Market yourself on social media, find the 10 best keywords that describe who you 
          are and what you do well for the position you want , then post on social media
          networking sites, so others with
like-minded dreams and opportunities, can find you.


12- Does your personality fit your goals?
       Find out what makes you, you

Now say to yourself, 'Life is good to me...because I love getting paid to be me'. When you do what you love, money  opportunities and resources comes to you.

Remember, doubt kills more dreams than failure ever will.

When you were born you were destined for success. Along the way, we all need
a map to fight through the fog.


Broke-to-Better Blogs, Nomopofolks Association, Dallas, Texas
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If there is a Will, There is a way to Succeed

8/3/2022

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Knowledge is one of the ways to break the shackles of a limiting environment (depression, illiteracy, poverty). No matter how grim your world is if you can hear or read about the accomplishments of others, you can create the beliefs that allow you to succeed.
Tony Robbins, motivational speaker

Things to Consider:  

Pray to GOD for a creative idea to sell or talent (gift) in your community that fulfills a need

Creative idea to the world

Make Friends with good people,  leave negative people alone
Signs of Negative People

Take career assessment test to find passion area
Job Assessment Resources

Take a spiritual gifts assessment, if you attend church
Spiritual Gifts Resources

Pray for a mentor to develop your talent

Network,
You can literally get rich just by having the right conversation with the right person.

Mentoring Resources

If you dropped out of school, Go back to School for specialized training
Career/Vocational Training

Associate with co-workers, friends and join industry associations to learn more about area of interest. Also to find personal cheerleaders on the same path to success.
Career Associations

Read articles about or listen to CD/DVD's of role models working in the area of your passion
Success Stories

Volunteer/ work part-time at community agencies or business in areas that interest you that will build your passionate skill

How to find your dream job

Always know,  you can live a better life , with a little work and GOD, better days are ahead of you
Picture it and de
velop the skills

Once you get on track, continue to improve your workplace skills

Workplace Skills Training
​
Broke-to-Better blogs, nomopofolks association, dallas, texas


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Living on 'Purpose' inspires you to move from broke to better

7/19/2022

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Each of us was uniquely born designed by GOD
with talents, confidence, gifts, skills, and abilities.
The way you are 'wired' is not an accident
. 

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When you are living on purpose and feel good,
you don't have to be concerned about anything else
because your thoughts, words, and actions will be good and
expressing your purpose

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What can I do?
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Who do I have a desire to help the most?

What is the problem that need to be fixed?

What is the perfect solution to fix it?

What are you willing to sacrifice for?

What would you love to do to help fix it?
 
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                                                          Where am I going?
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Does 'fear, hurt, doubt' stop you from pursuing purpose!
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How does your purpose change other people lives!
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Living your purpose leaves your legacy
Broke-to-Better Blogs, Nomopofolks Association, Dallas, Texas
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Being Homeless and Broke - Move from Broke to Better

7/2/2022

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Networking is asking others for help when you are helpless and lonely,
You can move from broke to better just by having the right conversation with the right person.

When down and out, financially broke, broken-hearted, sick and homeless, someone will always lend a hand, may not be what you want, but it is what you need to get you started.   
​....Even if they are doing it out of obligation, guilt or just being a good-hearted person.

Lookup....so you can get up!!!!!
​Lookup....so you can get up!!!!!


Make a list of your goals you want to do in life....no matter how crazy
Now say to yourself every morning.....I love and approve myself
And take a small step each day towards your goals.


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Investing your money from broke to better

6/29/2022

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Steps  before  you Invest 
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Amount to  Invest
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Invest $42 week at 10% interest, work 10years = $1 million dollar
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Compound Annual Growth Rate (CAGR), shows 10.04% average S&P 500 return from 1928 to 2020. 
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Where to  Invest
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B​est recommended........   Pick Market Leading Growth Companies by Industry (stocks)
​_______________________________________________________________________________________________________
 
B​est recommended strategy long term.....Buy and Hold  in  S&P 500 index mutual funds
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Historically,  if interest rates are low, stocks and bond returns are high (no CD's)
​and​  if interest rates are rising up may mean move to cash (CD's)
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Historically if dividends < 3 means stock  are expensive,
​ 
if yields > 6 stock market stocks  are cheap to buy
....purchasing yields between  4 - 7 has been profitable long term for most investors
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Note:  if  a stock has p/e > 25.....may mean stock price is to high...move to cash or low p/e stock 
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Note: buy (low) if your stock p/e > 4...rising to..... p/e stock > 26....sell (high)
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Historically if a stock price/sales fundamental is rising from  0.25 to 3 it will make money, when your stock or stock market hit  p/s > 3  may mean move to cash or  to a low p/s stock
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Nomopofolks: Moving on from Poverty  to Better

6/27/2022

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​No one is born into a perfect life, you came here on earth to make your dreams come true, and no matter where you are now, what bad circumstances and obstacles you must overcome, you are fully equipped with everything you need to do it!
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Network,
You can move from broke to better just by having the right conversation with the right person.

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You were born with belief in yourself to be successful, and so if you don't believe in yourself today it just means that in your life you have accepted other people negative opinions as 'truth'.....and have maintained that lack of belief by repeating to yourself those lies.......stop it.  THINK OPPOSITE  and say to yourself, daily
'I can do it and people and resources will show up to help me succeed.'
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One step at a time is all you can ever take....... The path out of poverty to become better will never unfold in the way you think anyway, so just keep bringing yourself back to 'what is the next wise thing to do' in prayer to receive  instructions to pull yourself up and out.
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Ideas to Retire Comfortable

6/26/2022

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Your contribution(401K/IRA)  / Government contribution(SS) /  Pension(defined benefit)
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CONTACT SOCIAL SECURITY
Social Security Retirement   Payout
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Contribute and Rollover  401K plan into an IRA everytime you leave a job until retirement
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B​est recommended strategy  long term   .....buy and hold  in  S&P 500 index fund
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Invest $42 week at 10% interest, work 10years = $1 million dollar
Compound Annual Growth Rate (CAGR), shows 10.04% average S&P 500 return from 1928 to 2020
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Invest $240 week at 6% interest work 47years = $3 million dollar
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Things to do:



1- Pick Low or No-Fee Market Leading IRA that offer S&P index 500 funds,
2- Work for companies that match your contribution (.25 or higher)
3- Buy 'low' and sell 'HIGH' .....follow fundamentals, low  P/
e  and  low  P/s   keys
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Note: stock market maybe 'too high' at p/e > 25+...move to cash
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Historically if the stock mkt  price/sales ratio indicator is rising from  0.25 to 3 it will make money, when stock market p/s indicator > 3  may need to move to cash
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How much average retirement money needed by state to retire
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The problem:  the avg retirement savings by age
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