Ideas to Retire Comfortable

Your contribution(401K/IRA)  / The government contribution /  Pension(defined benefit)

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Contribute and Rollover  401K plan into an IRA everytime you leave a job until retirement

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Invest $42 week at 10% interest, work 10years = $1 million dollar

Invest $240 week at 6% interest work 47years = $3 million dollar

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How much average retirement money needed by state to retire

1- Pick Low or No-Fee Market Leading Firms that offer S&P index 500 funds,
2- Work for companies that match your contribution (.25 or higher)
3- Buy 'low' and sell 'HIGH' .....follow fundamentals, stock prices and wisdom

Note: stock market maybe 'too high' at p/e > 25+...move to cash

Historically if the stock mkt  price/sales ratio indicator is rising from  0.25 to 2 it will make money, when stock market p/s indicator = 3  may need to move to cash

CONTACT SOCIAL  SECURITY

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The problem:  the avg retirement savings by age

You need an average of $3,000 dollars monthly to live in retirement in any state..............................................due rising housing and insurance costs